Capital Solutions That Will Make Your Business Grow

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Working capital is essential for business growth because it allows owners to execute an extensive marketing campaign, hire more employees, or expand product lines. However, it can be quite challenging to secure ample funds to scale up your business, regardless of the current economic conditions. Fortunately, there are various means that make this venture possible, and below are some of the capital solutions that you can consider.


Usually, the first option that a business owner considers raising a working capital is to apply for a loan. Explore different types of loans to find out which types you are eligible to apply. If you have been in business for a couple of years and you have a strong annual revenue with a good credit score, there is a great chance that you are eligible for a bank loan.

On the other hand, if you have outstanding invoices, you can use that too, and opt for an invoice financing. In this case, you may need to consult with a debtor finance specialist to come up with a tailored solution for your business. The amount of capital that you will be granted depends on the amount in the invoices which you have presented.

If your business is already established, a good source of working capital is a business line of credit. It is considered as a type of small business loan wherein you can borrow up to a certain amount, or only a portion of it. You will only pay for the interest on the amount that you have actually borrowed.


To raise working capital for your business, you can also launch a crowdfunding campaign that will allow you to connect with like-minded individuals. The campaign usually includes your product and the story behind your business. In this approach, you have to set a certain monetary goal that you intend to raise over a certain period. However, you need to leverage on crowdfunding sites because this is the platform where your friends, family, and other people will be able to pledge money.

Angel Investors

There is also the option for you to attract an angel investor who can fund your business. Angel investors often have a net worth which exceeds a million dollars, but to capture their attention, you need to have a solid business plan, as well as a great pitch. This entails the need for you to go in-depth into your business and perform market assessments and competitive analysis to come up with a solid marketing and sales plan that will be included in your pitch. Don’t lose heart if an angel investor is not immediately interested in your business. Rather, continue to keep them in the loop, particularly if you have big development in your business.

For sure, you can apply for a business loan and there are several loan types where you can be eligible. You can also explore crowdfunding or attract angel investors. These are only some of your options to continuously fund your business and make it grow.

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Samantha Acuna is a writer based in San Francisco, CA. Her work has been featured in The Huffington Post,, and Yahoo Small Business.